Life insurance, sometimes combined with the use of trusts offers important benefits to your estate such as:
• Estate Liquidity
• Asset Protection
• Minimize Estate Taxes

Estate Liquidity
Life insurance provides liquid cash for funeral expenses, payment of estate taxes, and other expenses related to settling your estate.

Asset Protection
Life insurance combined with the use of an irrevocable trust as owner, becomes a nearly impenetrable asset.

Minimize Estate Taxes
Under current tax law (2008), an individual who dies today can transfer $2,000,000 to her beneficiaries estate tax free. This happens without any estate planning.

A married couple, however, can transfer double this amount, or $4,000,000 estate tax free with the use of life insurance and a very common trust.

Additional planning can be done to transfer more than $4,000,000 estate tax free. Call for details.

Get Started Today by Calling 619-564-4873 for a FREE Estate Fitness Checkup.

The Complete Estate Plan passes down your money and memories. Your grandchildren and great-grandchildren are much more interested in knowing YOU and listening to your advice and memories than they are interested in your money.

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When you purchase a Huntley Wealth financial product for estate planning, you may be eligible for a Discounted Huntley Wealth of Memories DVD. See Plan Now DVD Discount for details.

Huntley Wealth and its representatives do not give legal or tax advice. Information contained on this page simply reflects our understanding of the tax rules and regulations in effect at the time of publication. Please consult your personal tax and/or legal advisor regarding estate tax law as it applies to you.